Once you file a Chapter 7 or Chapter 13 bankruptcy you are given a 341(a) meeting of creditors hearing date. This date is very important! It is not an actual court hearing where you go into a courtroom and a judge sees you. The meeting of creditors is also not a room filled with all of your creditors. However, in certain situations you may have a creditor appear to disclose an asset you did not include in the bankruptcy petition or if you have a home or car lender that wants to simply to find out what your intention is on the property.
Truth be told, it is not that scary, it is actually a meeting set to review your bankruptcy case with your appointed U.S. Bankruptcy Trustee, which will conduct the meeting, you and your attorney, if you are being represented. You will be required to appear with your original social security card and driver’s license or another valid form of ID. Other documents may be required as well based on your case. The meeting of creditors hearing can usually be quick and painless, if you have disclosed everything and you are fully prepared.
If you have any questions please do not hesitate to call us here at the Law Office of Michael H. Raichelson and let us help you through your bankruptcy process.